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Posted by / 12-Dec-2019 08:03

Whether it’s help with your bills or another type of loan, as long as you pay back what you owe, you should be in a good position.I see signs of restricting personal credit in Canada everywhere lately.Comparison shopping is the best way to check rates, lending criteria, types of loans available, acceptable types of collateral, repayment schedules, and other details.Lending services usually request employment information such as length of employment, position held, gross income, monthly income, and employer.Online lending services and payday lenders offer loans for people with bad credit with no credit check.Some finance companies don’t run a credit check but require regular and stable income and look at the customer’s individual circumstances.Temporary Cash Assistance, Emergency Assistance to Families with Children (EAFC) and the Food Supplment Porgram (FSP) are all options for you to look into when you’re stuck in a crisis or facing an emergency bill.In addition, here are some recommendations for non-payday loan credit sources.

While many lenders advertise guaranteed approval, they usually require proof of income.Another option is to apply for a home equity or secured auto loan whereby your home equity or vehicle serves as collateral.Other loan providers include peer to peer lending services and payday lenders.Thus loan providers have more lenient lending and credit requirements compared to banks.Guaranteed approval often means that loan providers accept applications from individuals with different credit profiles, and your credit score is not the most important factor.

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