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Depending upon the total balance you are consolidating, you may extend the repayment period for up to 30 years with consolidation.
The extended period makes the monthly payment amount more manageable; however, the longer your loans are in repayment, the more interest you will pay over the life of the loan.
Economic shifts and the globalization of the workforce have contributed to a re-tooling trend among older students who are engaging in post-secondary education.
Adults who are retraining to launch second careers are increasingly recognized by scholarships, grants and loans for single parents returning to college.
Unfortunately, some applicants are excluded from the get-go based on credit requirements.
It's important to understand and carefully consider all factors before consolidating.Until recently, non-traditional college students have been forced to fend for themselves in a college assistance arena that favors recent high-school graduates.But modern social trends are creating a greater need for educational support among college students who are returning to higher education after an absence.FAFSA requires students to file as dependent or independent applicants.The good news for returning students and single parents is that independent status generally prevails, allowing them to qualify for higher levels of assistance than students whose parental income is included on the application.
And if you are worried about your credit history, Federal Direct Loans provide one of the friendliest no credit check borrowing options around.